Terms of Service

OVERVIEW

This website is operated by Subasini Periyakaruppan (“Suba”). Throughout the site, the terms “we”, “us”, and “our” refer to Suba. Suba offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or booking an appointment with us, you engage in our “Service” and agree to be bound by the following Terms of Service (“Terms”), including any additional terms, conditions, and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including, without limitation, browsers, clients, and contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

Any new features or tools which are added to the current site shall also be subject to these Terms of Service. We reserve the right to update, change, or replace any part of these terms by posting updates or changes on our website. It is your responsibility to check this page periodically for updates. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

SECTION 1 – SERVICE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence or that you have given us your consent to allow any of your minor dependants to use this site.

You may not use our services for any illegal or unauthorised purpose, nor may you, in the use of the service, violate any laws in your jurisdiction. A breach or violation of any of the terms will result in an immediate termination of your services.

All services provided through this website – strategy calls, corporate training, speaking engagements, and related consultations – are professional in nature but make no guarantee of outcomes. You acknowledge that results may vary depending on your individual circumstances and that Suba’s role is to provide information, guidance, and professional insights only.

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your personal information (not including payment information) may be transferred unencrypted and involve transmissions over various networks and changes to conform and adapt to technical requirements of connecting networks or devices. Payment information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission from us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these terms.

SECTION 3 – ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete, or current. The material on this site is provided for general informational purposes only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

SECTION 4 – BOOKINGS AND PAYMENTS

All appointments booked through our website are subject to acceptance and availability. We reserve the right to limit or refuse any booking.

Finality of Bookings: All bookings made on subakaruppan.com are final. We do not offer cancellations or refunds under any circumstances. If you cannot attend a scheduled session, you may request rescheduling, which will be accommodated at our sole discretion and only if notified in advance.

Payment: Payment must be completed at the time of booking unless otherwise agreed upon in writing. We use third-party payment processors such as Stripe or PayPal to facilitate payments. By submitting payment information, you authorise us and our third-party processors to charge the applicable fees to your chosen payment method.

Corporate Engagements: For training and speaking services, a separate written agreement may apply. These terms still govern the general use of the website and any bookings made directly through it.

SECTION 5 – MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our services are subject to change without notice.We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Service.

SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse or cancel any appointment booking or service request submitted through the site. In our sole discretion, we may limit or cancel bookings per person, per household, or per organisation. These restrictions may include multiple bookings made under the same customer account, the same payment method, and/or appointments using the same billing details. In the event that we make a change to or cancel a booking, we will attempt to notify you by contacting the email and/or phone number provided at the time the booking was made.

You agree to provide current, complete, and accurate billing and account information for all bookings made on our site. You also agree to promptly update your account and other information, including your email address and payment details, so that we can process your transactions and contact you as needed.

For more detail, refer to any additional guidelines provided during the booking process.

SECTION 7 – OPTIONAL TOOLS

We may provide you with access to third-party tools (such as Zoom for virtual calls, HubSpot for scheduling and client management, and Stripe or PayPal for payments), over which we neither monitor nor have any control.

You acknowledge and agree that we provide access to such tools “as is” and “as available” without any warranties, representations, or conditions of any kind. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.

Any use by you of optional tools offered through the site is entirely at your own risk and discretion. You should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party providers.

SECTION 8 – THIRD-PARTY LINKS

Certain content, products, and services available via our service may include materials from third parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us.

We are not responsible for examining or evaluating the content or accuracy, and we do not warrant and will not have any liability for any third-party materials or websites or for any other materials, products, or services of third parties.

SECTION 9 – USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

If, at our request, you send certain specific submissions (for example, testimonials, feedback on sessions, or case study participation), or if, without a request from us, you send creative ideas, suggestions, proposals, plans, or other materials—whether online, by email, by postal mail, or otherwise (collectively, “comments”)—you agree that we may, at any time and without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence, (2) to provide compensation for any comments, or (3) to respond to any comments.

We may, but are not obligated to, monitor, edit, or remove content that we determine in our sole discretion to be unlawful, offensive, threatening, libelous, defamatory, obscene, or otherwise objectionable, or that violates any party’s intellectual property or these Terms of Service.

You agree that your comments will not violate any rights of a third party, including copyright, trademark, privacy, personality, or other personal or proprietary rights. You further agree that your comments will not contain libelous or otherwise unlawful, abusive, or obscene material, nor will they contain any computer virus or other malware that could affect the operation of the Service or the Site. You may not use a false email address, pretend to be someone other than yourself, or mislead us or third parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third party.

SECTION 10 – PERSONAL INFORMATION

Your submission of personal information through this website, including when booking appointments, strategy calls, corporate training, or speaking engagements, is governed by our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your personal information as described in that policy. Information we collect may include your name, contact details, payment information, and any other details you provide for the purpose of delivering our services.

We use this information to process bookings, communicate with you, and improve your overall experience. While we may share certain information with trusted third-party providers (such as scheduling tools, payment processors, or video conferencing platforms) necessary to deliver our services, we will never sell or rent your personal information. By continuing to use our services, you agree to our handling of personal information in accordance with our privacy policy.

SECTION 11– ERRORS, INACCURACIES, AND OMISSIONS

Occasionally there may be information on our site that contains typographical errors, inaccuracies, or omissions that may relate to service descriptions, pricing, promotions, offers, and availability. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice (including after you have submitted a booking).

We are not obligated to update, amend, or clarify information in the Service or on any related website, including pricing details, unless required by law. The absence of a specified update or refresh date should not be interpreted as meaning that all information in the Service or related website has been modified or is current."

SECTION 12 – PROHIBITED USES

In addition to the other restrictions set forth in these Terms of Service, you may not use this Site or its content for any unlawful purpose, to solicit others to engage in unlawful acts, or to violate any applicable laws, regulations, or ordinances. You may not infringe upon our intellectual property rights or those of others, or engage in conduct that harasses, abuses, insults, harms, defames, intimidates, or discriminates against any individual or group.

You agree not to provide false or misleading information when booking appointments, submitting billing details, or sharing feedback. You may not transmit viruses, malware, or any code that could affect the operation of the site, our services, or related platforms (such as Zoom or HubSpot). You are prohibited from collecting or tracking the personal information of others, spamming, phishing, scraping, or otherwise misusing the site. Additionally, you may not use the Site for obscene, offensive, or immoral purposes, or attempt to interfere with or bypass any security features. We reserve the right to suspend or terminate your access to the services if you engage in prohibited uses.

SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee, represent, or warrant that your use of our service will be uninterrupted, timely, secure, or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. You expressly agree that your use of, or inability to use, the service is at your sole risk.

The service and all services delivered to you through the site are provided ‘as is’ and ‘as available’ for your use, without any representation, warranties, or conditions of any kind.

In no case shall Suba, our affiliates, or service providers be liable for any injury, loss, claim, or any indirect, incidental, punitive, special, or consequential damages of any kind, including lost profits, lost revenue, lost savings, loss of data, or replacement costs, arising from your use of any service or any products procured using the service.

SECTION 14 – INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Suba, her affiliates, partners, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees from and against any claim, demand, liability, damages, losses, costs, or expenses (including reasonable attorneys’ fees) made by any third party due to or arising out of your breach of these Terms of Service, your violation of any applicable law or regulation, or your infringement of the rights of any third party.

This indemnification obligation will survive the termination of these terms and your use of the service. You acknowledge that you are responsible for your actions when using the site and services, and you accept liability for any claims that may result from such actions.

SECTION 15 – SEVERABILITY

In the event that any provision of these Terms of Service is determined to be unlawful, void, or unenforceable by a court of competent jurisdiction, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law. The unenforceable portion shall be deemed severed from these Terms of Service, and such determination shall not affect the validity and enforceability of any remaining provisions.

Our failure to enforce any right or provision under these terms shall not constitute a waiver of that right or provision.

SECTION 16 – TERMINATION

These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms at any time by notifying us that you no longer wish to use our Services or by ceasing to use our website.

We reserve the right, in our sole discretion, to suspend or terminate your access to our services at any time without prior notice if we believe you have violated these terms of service, engaged in fraudulent or unlawful activity, or misused our site or services.

Upon termination, your right to use the services will cease immediately. Any obligations or liabilities incurred prior to the date of termination shall survive termination of this agreement, including payment obligations, indemnity, and limitations of liability.

SECTION 17 – ENTIRE AGREEMENT

These Terms of Service, together with any policies or operating rules posted by us on this site (including our Privacy Policy), constitute the entire agreement and understanding between you and us and govern your use of the Service.

They supersede any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us, including any earlier versions of the Terms of Service.

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

SECTION 18 – GOVERNING LAW

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the United States of America, without regard to conflict of law principles.

You agree that any legal action or proceeding arising from or relating to these Terms or your use of our Services shall be brought exclusively in the appropriate federal or state courts located in the United States. By using this site, you consent to the jurisdiction and venue of such courts.

SECTION 19 – CHANGES TO TERMS OF SERVICE

You can review the most current version of the Terms of Service at any time on this page. We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms of Service by posting updates and changes to our website.

It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or services following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

SECTION 20 – CONTACT INFORMATION

Questions about the Terms of Service should be sent to us at:

subasinikaruppan@gmail.com